VISA Electron card may be used in the country and abroad for payment of goods and services in any place with VISA Electron logo, as well as for cash withdrawal from ATMs.

VISA Electron card also provides you with information on your current account balance through the network of Raiffeisen banka ATMs and the possibility to get a brief statement of account with last ten card transactions.

During the first year Raiffeisen banka does not charge cardholders any membership fee.

A cardholder may be any Serbian resident of legal age, as well as a foreign resident employed with the embassy, diplomatic-consular missions or a foreigner whose place of residence is in the territory of our country.

VISA Electron card is obtained after opening a current account with Raiffeisen banka and submitting a card application form. The basic VISA Electron card is issued per one current account. On the basis of one basic card, several additional cards may be issued. The account of the holder of the basic card is debited for all transactions made by additional VISA Electron cards.

VISA Electron card may be also, under special conditions, issued to private individuals, who have gyro account with Raiffeisen banka, provided the regular payments are credited to such account.

You will be delivered by Raiffeisen banka once a month a statement of the card account for the previous month and thus you will be able to monitor all payments you have made and have a clear picture how you have spent your money. And more importantly, the balance in your account will be electronically checked on every transaction.

The card is replaced in the following cases:

• in case of any change of the cardholder's personal data;
• if the card plastic is physically damaged;
• if the newly-issued card contains any incorrectly printed data or is technically non-functional
• PIN has been forgotten/lost

Raiffeisen banka has in cooperation with Uniqa Insurance offered to all its cards users, regardless whether they are credit or debit, four additional attractive options for the insurance of travel and everyday activities. The first bundle provides clients with insurance from the theft and misuse of cards, where all expenses caused by misuse and of the issuance of a new card are covered. The second bundle includes coverage of expenses caused by the unauthorized usage of stolen phones while the third bundle covers the loss of luggage or expenses caused by its delay, as well as all costs generated by delayed flights, while the fourth bundle provides medical and dental insurance as well as of the transportation if necessary. Clients may choose any bundle and any bundle includes insurance from the previous options

• Start – loss or card theft and skimming - 40.00 RSD monthly
• Plus – Start + unauthorized usage of phone - 90.00 RSD monthly
• Ekstra – Plus + unexpected costs during air travel - 140.00 RSD monthly
• Total – Ekstra + travel medical insurance - 340.00 RSD monthly

For any additional information about VISA Electron card, please contact Raiffeisen banka Call Centre, telephone: 011 / 32 02 800.