Raiffesen banka a.d. Beograd grants overdraft facility to small businesses and professionals.
Overdraft amount is subject to annual revenues of the company/professional, e.g. the level of T/O routed via account in Raiffeisen banka for the existing clients.
Small businesses and professionals can use the granted funds as a ”reserve” in case of unexpected business expenses, which will help them resolve the problem related to temporary deficits of funds and timely effect all payment obligations.
Interest is paid only on the funds used in the course of respective month, which represents the special advantage of this type of short-term lending, in addition to the short and simple procedure of approval.