Aware of the difficulties they face in today's business environment, Raiffeisen banka has created a special package of loan products for micro-enterprises and entrepreneurs with an annual business revenue to € 1,000,000, specially adjusted to the needs of business in this segment of the economy (in terms of amount, purpose and terms) and bank customers is available in one or more products in the amount to be determined according to their creditworthiness.
Companies and entrepreneurs that are registered on the territory of Serbia can apply for all loans, which have a minimum of two years of active business, achieved a positive financial result and properly settled their obligations to creditors and to the state.
The fee for processing and administering the loan applications ranges from 1% -2% depending on the type of loan, while interest rate depends on the type of loan, amount and duration, and offered collateral instrument.
Loans for micro enterprises and entrepreneurs are available in versions with a deposit of 100%, which, depending on the desired date of his loan repayment, granted under favorable conditions. These loans may be disbursed in local currency - dinar, foreign currency or dinar with a foreign currency clause.